Payment-Agnostic

Agentic Spend
Policy Layer

Standards decide how agents pay. PINTI decides whether they're allowed to. Control, audit, and approve every AI agent spend decision — regardless of payment rail.

POST /api/v1/spend/evaluate

// Agent Intent

{
  "amountMinor": 4200,
  "unit": "USD",
  "merchant": "openai.com",
  "category": "api",
  "reason": "Monthly credits",
  "agentId": "agent-774"
}

// PINTI Response

{
  "decision": "ALLOW",
  "sat": "eyJhbGci...",
  "expiresAt": "2025-02-25T..."
}

How It Works

One API call. Your agent asks. PINTI decides.

1

Agent sends intent

POST /api/v1/spend/evaluate with amount, merchant, reason — from any payment standard or AI framework.

2

PINTI evaluates

Policy engine checks per-transaction limits, daily/monthly caps, blocklists, and approval thresholds. Deterministic, payment-agnostic.

3

Decision returned

ALLOW with a Spend Authorization Token (SAT), DENY, or REQUIRE_APPROVAL. Every decision logged. Humans notified via email, webhook, or agent callback.

SAT payload (decoded)
{
  "spendRequestId": "sr_abc123...",
  "amountMinor": 4200,
  "unit": "USD",
  "merchant": "openai.com",
  "executionMode": "SDK_GUARD",
  "exp": 1700000120,
  "iat": 1700000000
}
Cryptographic Security

Spend Authorization Token

Every ALLOW decision issues a SAT — a cryptographically signed proof that the spend was authorized. Executors verify the token before processing any payment.

Ed25519 Signed

Tamper-proof cryptographic signature

2-Min Expiry

Time-limited to prevent replay attacks

Single-Use

Each token can only be consumed once

Built for the Agent Economy

Everything you need to control AI agent spending at scale.

Policy Engine

Per-transaction limits, daily/monthly caps, merchant allow/blocklists, approval thresholds.

Full Audit Trail

Every spend intent logged with initial + final decision. Filter by agent, merchant, category.

Human-in-the-Loop

Approval thresholds with email, webhook, and agent callback notifications. Instant resolution.

Adapter Architecture

Works with any payment rail — cards, wallets, crypto, credits. Core never changes.

Live on npm

OpenClaw Spend Policy Skill

The first spend policy skill for OpenClaw. Add guardrails to any agent's spending — works with Privacy.com cards, Privy wallets, USDC, or any payment method.

npm install openclaw-skill-pinti
openclaw-skill-pinti
import { beforeSpendAction } from "openclaw-skill-pinti";

const check = await beforeSpendAction({
  agentId: "my-agent",
  amountMinor: 5000,
  unit: "USD",
  merchant: "openai.com",
  category: "api",
  reason: "API credits top-up",
});

switch (check.action) {
  case "continue":
    // PINTI says ALLOW — proceed
    await executePayment();
    break;
  case "block":
    // PINTI says DENY — stop
    break;
  case "pause":
    // Awaiting human approval
    break;
}

Integrate in Minutes

Type-safe SDK, MCP server, REST API, or use a starter template.

@pinti/guard
import { PintiGuard } from "@pinti/guard";

const pinti = new PintiGuard({
  apiKey: process.env.PINTI_API_KEY!,
});

const result = await pinti.evaluateSpend({
  agentId: "shopping-agent",
  amountMinor: 4200,
  unit: "USD",
  merchant: "openai.com",
  category: "api",
  reason: "Monthly API credits",
});

if (result.decision === "ALLOW") {
  // Proceed with SAT
  await processPayment(result.sat);
}

Starter Templates

Pre-built integrations for popular AI frameworks. Clone and start building.

OpenClaw + PINTI

Live

Spend policy skill for OpenClaw agents

openclaw-skill-pinti

Sponge + PINTI

Live

Spend policy for x402 agent wallets

pinti-sponge

Claude MCP + PINTI

Soon

MCP server for Claude Desktop

pinti-mcp

OpenAI Agents + PINTI

Soon

Function-calling agent with spend policy

pinti-openai-agents

LangChain + PINTI

Soon

Python agent with spend guardrails

pinti-langchain

Works with any AI framework

OpenClawSpongex402LangChainCrewAIOpenAIClaudeAutoGPTVercel AI SDK

Pricing

Start free. Upgrade when you need more.

Free

$0/mo

  • 1 Policy
  • 1 API Key
  • 100 evaluations/day
  • 30-day audit trail
  • Approval flow
Popular

Pro

$29/mo

  • Unlimited policies
  • Unlimited API keys
  • Unlimited evaluations
  • Unlimited audit trail
  • Approval flow
  • Webhook notifications
  • Priority support